93% population in J&K without health cover

Medical emergencies push people into poverty as state fails to implement health insurance scheme

ZEHRU NISSA
Srinagar, Publish Date: Jul 17 2018 12:20AM | Updated Date: Jul 17 2018 12:20AM
93% population in J&K without health coverFile Photo

Muzaffar Ahmed Baba ran an automobile repair shop in Sopore. The 56-year old father of three, Baba earned reasonably enough to give a decent life to his family. But when he suffered a massive heart attack in 2017 summer, the life for him and his family turned upside down. 

The family had to shell out over one lakh rupees for a stent to help Baba survive, even though the surgery was carried out at a government hospital. The expenditure cost the Baba family their entire savings.

Later, the frequent checkups at a private clinic in Srinagar further drained the family financially. With Baba still unable to return to work and his three children too young to earn, the family has become depended on the help by the relatives, and borrowings from the neighbours. 

Last month, pushed into penury by his sudden health emergency, the family decided to sell their workshop.

Like Baba, thousands of people in J&K are pushed into poverty by health conditions and ailments. Many, with no monetary cushion to support the treatment expenditures lose the battle for life. 

At SMHS Hospital, Mohammad Ramzan is one such patient, who is facing death because his family has been unable to arrange Rs 1.5 lakh to purchase pre-surgery drugs to cure his brain tumor. 

Ramzan is a mason by profession, but the brain tumor has confined him to his bed.

Currently, 92.7 percent population in J&K does not have any health insurance cover as per data of National Sample Survey Report (71st round). This implies that about 93 percent people in J&K have to spend out of their pocket on healthcare, and that a health emergency may translate into a financial catastrophe for this majority.

According to experts, had the GoI sponsored health insurance scheme Rashtriya Swastha Bima Yojana been implemented in J&K, treatment expenditures of both Ramzan and Baba, and hundreds of others facing same fate, would have been covered.

The scheme was rolled out in 2008 and was operationalised in 20 states to mitigate the financial problems arising out of catastrophic health episodes. J&K is the one of the very few states in India where this scheme was relegated to papers only for about a decade.

In the previous budget, GoI announced a new health insurance initiative ‘National Health Protection Scheme’. Twenty states, including J&K have signed a memorandum with union health ministry to implement the scheme on 90:10 funding pattern. 

“In J&K, this insurance scheme, based on ‘deprivation criteria’ is planned to be extended to 30 lakh individuals or 6.13 lakh families,” state nodal officer for NHPM, Dr Sumir Mattoo said.

Dr Matoo said, “The under-privileged families would be entitled to a benefit of up to Rs 5 lakh a year under the scheme.” The scheme would be rolled out on 15 August.

The cashless and paperless scheme will have empanelled hospitals in the state and across India, and the patient will have flexibility to choose the hospital.

 

Latest News

  1. Wheel-chair bound Kashmiri receives NCPEDP award in Delhi
  2. Wheel-chair bound Kashmiri receives NCPEDP award in Delhi
  1. Narrow escape for passengers as Kuwait Airways flight lands 'off centre' in Kochi
  2. Narrow escape for passengers as Kuwait Airways flight lands 'off centre' in Kochi
  1. Reliance Jio announces JioPhone 2 flash sale from Thursday
  2. Reliance Jio announces JioPhone 2 flash sale from Thursday
  1. I don't believe in soft or hardcore Hindutva: Rahul
  2. I don't believe in soft or hardcore Hindutva: Rahul
  1. Video | Cloudburst triggers flash flood in Karnah in north Kashmir’s Kupwara
  2. Video | Cloudburst triggers flash flood in Karnah in north Kashmir’s Kupwara
  1. PDP leader Waheed Parra escapes unhurt after gunmen attack his vehicle in Budgam
  2. PDP leader Waheed Parra escapes unhurt after gunmen attack his vehicle in Budgam
  1. Another accident victim dies in Poonch; death toll now 4
  2. Another accident victim dies in Poonch; death toll now 4
  1. Delhi Police Spl Cell takes over probe into Umar Khalid attack case
  2. Delhi Police Spl Cell takes over probe into Umar Khalid attack case
  1. Four killed in flash floods in Jammu
  2. Four killed in flash floods in Jammu
  1. Jammu and Kashmir: Woman Vaishno Devi pilgrim dies in Reasi
  2. Jammu and Kashmir: Woman Vaishno Devi pilgrim dies in Reasi
  1. Jammu and  Kashmir: Two people electrocuted in Samba
  2. Jammu and Kashmir: Two people electrocuted in Samba
  1. Funeral prayers in absentia held for Maqbool Bhat’s associate
  2. Funeral prayers in absentia held for Maqbool Bhat’s associate
  1. Taliban militants overrun Afghan Army base, 17 soldiers killed
  2. Taliban militants overrun Afghan Army base, 17 soldiers killed
  1. Airtel announces special Amazon pay gift card for customers
  2. Airtel announces special Amazon pay gift card for customers
  1. Video | Man detained while attempting to hoist tri-color at Lal Chowk
  2. Video | Man detained while attempting to hoist tri-color at Lal Chowk
  1. Non-local vendor tries to ‘abduct’ minor girl in Kupwara, arrested
  2. Non-local vendor tries to ‘abduct’ minor girl in Kupwara, arrested
  1. Pakistan remembers Kashmiris, their historic sacrifices: Mamnoon Hussain on I-Day
  2. Pakistan remembers Kashmiris, their historic sacrifices: Mamnoon Hussain on I-Day
  1. Governor asks CS to consider early release of SSA teachers' salaries
  2. Governor asks CS to consider early release of SSA teachers' salaries
  1. Army pays tribute to soldier killed in north Kashmir's Kupwara
  2. Army pays tribute to soldier killed in north Kashmir's Kupwara
  1. Jammu and Kashmir Governor condoles demise of Somnath Chatterjee
  2. Jammu and Kashmir Governor condoles demise of Somnath Chatterjee
  1. Video | ‘Azadi from drugs’ rally organised in Baramulla
  2. Video | ‘Azadi from drugs’ rally organised in Baramulla
  1. US hopes to strengthen ties with Pakistan: Pompeo
  2. US hopes to strengthen ties with Pakistan: Pompeo
  1. SC to hear plea of 300 Army personnel challenging FIR against them in AFSPA areas
  2. SC to hear plea of 300 Army personnel challenging FIR against them in AFSPA areas
  1. Rupee hits record low against US dollar
  2. Rupee hits record low against US dollar
  1. Turkey crisis risks souring military ties with US
  2. Turkey crisis risks souring military ties with US
  1. Two Pakistani soldiers killed in retaliatory fire in Tangdhar: Army
  2. Two Pakistani soldiers killed in retaliatory fire in Tangdhar: Army
  1. North Kashmir: India, Pakistan exchange fire along LoC in Tanghdar
  2. North Kashmir: India, Pakistan exchange fire along LoC in Tanghdar
  1. Traffic suspended after landslides on Kashmir highway
  2. Traffic suspended after landslides on Kashmir highway
  1. Man arrested in connection with Kanwariya vandalism in Delhi
  2. Man arrested in connection with Kanwariya vandalism in Delhi
  1. Shehla Rashid files complaint against Ravi Poojary for threatening her
  2. Shehla Rashid files complaint against Ravi Poojary for threatening her
  1. Israel, Egypt held secret meeting over Gaza in May: Report
  2. Israel, Egypt held secret meeting over Gaza in May: Report
  1. Pakistan celebrates Independence Day with patriotic zeal, fervour
  2. Pakistan celebrates Independence Day with patriotic zeal, fervour
x
This site uses cookies to deliver our services and to show you relevant news and ads. By using our site, you acknowledge that you have read and understand our Cookie Policy, Privacy Policy, and our Terms of Service.That's Fine